Terms of Service

Last updated: December 2025

Agreement to Terms

By accessing or using MedexOVA's services, including our website, dispatch platform, payment processing, insurance services, and related products ("Services"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, do not use our Services.

Service Description

MedexOVA provides technology solutions for Non-Emergency Medical Transportation (NEMT) including:

  • OVA Dispatch: AI-powered trip booking and dispatch management
  • Medex Pay: Payment processing and claims management
  • Medex Group Insurance: Pay As You Go insurance coverage
  • NEMT Vision: AI dash cam and safety monitoring
  • Credentialing: Document and compliance management

User Responsibilities

As a user of our Services, you agree to:

  • Provide accurate and complete information during registration
  • Maintain the security of your account credentials
  • Comply with all applicable laws and regulations
  • Maintain proper licensing and insurance for your transportation operations
  • Not use the Services for any unlawful purpose
  • Not attempt to interfere with the proper functioning of the Services

Payment Terms

For paid Services:

  • Fees are charged according to the pricing agreed upon at signup
  • Pay As You Go insurance is billed based on actual trip mileage
  • Payment is due according to the billing cycle specified in your agreement
  • Late payments may result in service suspension
  • All fees are non-refundable unless otherwise specified

Insurance Terms

Important Insurance Notice

Medex Group Insurance is subject to separate policy terms and conditions provided by our insurance carrier partners. Coverage is contingent on meeting eligibility requirements, including minimum participation thresholds per state (20 providers). Insurance availability varies by state and is subject to regulatory approval.

Data and Software Requirements

For certain Services, particularly Pay As You Go insurance:

  • You must use MedexOVA dispatch software OR provide API access to your existing dispatch system
  • Trip data must be accurate and complete for proper billing
  • Tampering with or falsifying trip data is grounds for immediate termination
  • We reserve the right to audit trip data for accuracy

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, MEDEXOVA SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, OR BUSINESS OPPORTUNITIES.

Our total liability for any claim arising from these Terms or the Services shall not exceed the amount paid by you to MedexOVA in the twelve (12) months preceding the claim.

Termination

Either party may terminate service with 30 days written notice. MedexOVA may terminate immediately for breach of these Terms, non-payment, or illegal activity. Upon termination:

  • All outstanding fees become immediately due
  • Your access to the Services will be revoked
  • We will retain data as required by law or for legitimate business purposes

Governing Law

These Terms shall be governed by the laws of the State of Delaware, without regard to its conflict of law provisions. Any disputes arising from these Terms shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.

Changes to Terms

We may modify these Terms at any time. Material changes will be communicated via email or through the Services. Continued use after changes constitutes acceptance of the new Terms.

Contact

For questions about these Terms:

Email: legal@medexova.com